Daniel Szmurlo is a PhD student in economics at University of California, Santa Barbara. His research interests span various topics relating to the economics of catastrophes, insurance, and adaptive responses to climate change. His current research project investigates how government disaster management policies influence development in high-risk regions and ultimately the total cost of natural disasters. Dan received a MA in economics from University of California Santa Barbara, and attended Indiana University at Bloomington as an undergraduate. He is originally from Chicago, Illinois, and in his free time enjoys hiking and biking.